01.3 · Health financing

Sikaflow

Claims you can trust. Cash you can plan around.

NHIS claims integrity and receivable financing for Ghana. Each claim is committed to a tamper-evident registry when it's submitted, so payers, facilities and funders all work from the same record, and funders can advance cash against claims they can verify.

Claim recordIllustration
Facility
[FACILITY NAME]
Claim reference
[CLAIM REF]
  1. Submitted by facilityClaim details captured
  2. Committed to the registryFingerprint recorded on-chain · can't be quietly altered
  3. Financed by funderCash advanced against the verified receivable
  4. Settled by payerReceivable ledger closes the loop
What it does

One record of every claim, shared by everyone with a stake in it.

Claims integrity

Every claim is committed to a registry the moment it's submitted. Any later change to that claim is detectable, by anyone who checks.

Receivable ledger

A running account of what each facility is owed, from submission through to settlement.

Financing against claims

Funders can advance cash to facilities against committed claims, instead of facilities waiting out the reimbursement cycle.

One view, three parties

Payers, facilities and funders each get their own console over the same underlying record, so disputes start from facts.

Who it's for

Built for all three sides of a claim.

Facilities

Submit claims, track what you're owed and access financing against claims already committed.

Payers

Review claims knowing they haven't changed since submission, and settle against a clear ledger.

Funders

Lend against receivables you can verify for yourself, rather than on a facility's word alone.

Under the hood

On-chain where proof matters. Conventional everywhere else.

Smart contracts
Vyper claim-commitment registry and receivable ledger
Backend
FastAPI, PostgreSQL, Redis
Consoles
React with TypeScript, one view each for payer, facility and funder
Deployment
Docker containers, on your servers or in the cloud

See Sikaflow with your own claims workflow.

We'll walk your team through submission, commitment, financing and settlement.